Private banking,redefined in reserve.
Institutional-grade escrow accounts, high-yield reserves, and premium card services — held to the standard of the world's most discreet balance sheets.
Built for reserves, escrow, and private wealth.
Everything you expect from a private bank — from multi-currency reserve accounts to concierge card services — in one secure digital vault.
Reserve Accounts
High-yield checking, savings, and investment accounts held under institutional-grade custody.
Escrow Services
Secure, auditable escrow for transactions, acquisitions, and high-value settlements.
Premium Cards
Platinum, Mastercard, and Amex-tier cards with concierge-backed limits and real-time controls.
Global Transfers
Wire, Zelle, bill pay, and FX conversion with live exchange rates and same-day execution.
The standard the world's best balance sheets trust.
We combine the discretion of a private bank with the speed of modern fintech — no compromises on security, compliance, or client experience.
Trusted by founders, families, and institutions.
"Federal Banking Reserve handles our escrow with a level of discretion I have not found anywhere else. The concierge team is exceptional."
"Same-day wires, real-time FX, and a dashboard that actually makes sense. This is how private banking should feel in 2026."
"Moved our treasury reserve here six months ago. The multi-currency accounts and instant internal transfers saved us thousands."
"I recommend FBR to every client needing a secure escrow partner. The audit trail is clean, instant, and court-ready."
"The premium card limits and travel concierge are unmatched. My clients feel the difference every time they swipe."
"From onboarding to my first wire, everything was white-glove. The security features give me real peace of mind."
Join the reserve standard.
Open your account in minutes and experience private banking designed for the modern balance sheet.